Privacy Policy – SKILLINTELLECT LLP

1. Introduction

SKILLINTELLECT LLP ("we", "us", or "our") is a SEBI Registered Research Analyst (Reg. No. INH000025568). We are committed to protecting the privacy and confidentiality of personal information provided by our clients and website visitors. This Privacy Policy explains how we collect, use, store, and protect your information.

2. Information We Collect

We may collect the following categories of personal information:

Identity information: name, PAN, date of birth
Contact information: email address, phone number, postal address
Financial information: bank account details, payment records (for fee processing only)
KYC documents as required under applicable regulations
Usage data: IP address, browser type, pages visited, and time spent on our website

3. How We Use Your Information

Your information is used solely for the following purposes:

To provide research analyst services and deliver research reports/recommendations
To process payments and maintain billing records
To comply with SEBI regulations, PMLA obligations, and other applicable laws
To respond to grievances, queries, and support requests
To send service-related communications (not promotional)
To improve our website and services

4. Sharing of Information

We do not sell, rent, or trade your personal information to third parties. Information may be shared only in the following circumstances:

With regulatory authorities (SEBI, BSE, Income Tax, FIU-IND) as required by law
With payment processors and banking partners strictly for transaction processing
With professional advisors (auditors, legal counsel) bound by confidentiality obligations
In the event of a merger, acquisition, or restructuring, with prior notice to clients

5. Data Retention

We retain your personal data for a minimum of 5 years from the date of last transaction or as required under SEBI (Research Analysts) Regulations, 2014, PMLA, and other applicable regulations, whichever is longer. After the retention period, data is securely deleted or anonymised.

6. Data Security

We implement reasonable technical and organisational measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

7. Cookies

Our website may use basic cookies to improve user experience (e.g., remembering preferences). We do not use cookies for advertising or tracking across third-party websites. You may disable cookies in your browser settings; however, some features of the website may not function correctly.

8. Your Rights

You have the right to:

Access the personal information we hold about you
Request correction of inaccurate or incomplete data
Request deletion of your data (subject to regulatory retention requirements)
Withdraw consent for non-mandatory processing at any time

To exercise any of these rights, please contact our Grievance Officer at hardikraja8@gmail.com.

9. Third-Party Links

Our website may contain links to external websites (e.g., SEBI SCORES, Smart ODR). We are not responsible for the privacy practices of those sites and encourage you to review their respective privacy policies.

10. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in law or our practices. The updated policy will be posted on this page with a revised effective date. Continued use of our services after any changes constitutes acceptance of the updated policy.

11. Contact Us

For any privacy-related queries or concerns, please contact:

Grievance & Compliance Officer: Hardik Pankaj Raja
Email: hardikraja8@gmail.com
Phone: +91 7972949379
Address: Shop No. 17, B Wing, Ground Floor, Grace Plaza Shopping Premises CHS Ltd., S.V. Road, Jogeshwari West, Mumbai – 400102